{"id":19454,"date":"2026-08-03T14:12:26","date_gmt":"2026-08-03T10:12:26","guid":{"rendered":"https:\/\/1236179.eu15.myftpupload.com\/%d8%ad%d8%a7%d8%b3%d8%a8%d8%a9-%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84\/"},"modified":"2026-09-04T11:08:06","modified_gmt":"2026-09-04T07:08:06","slug":"%d8%ad%d8%a7%d8%b3%d8%a8%d8%a9-%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84","status":"publish","type":"page","link":"https:\/\/sharakah.om\/ar\/%d8%ad%d8%a7%d8%b3%d8%a8%d8%a9-%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84\/","title":{"rendered":"\u062d\u0627\u0633\u0628\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"19454\" class=\"elementor elementor-19454 elementor-16452\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40b53bb e-ecs-flex e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"40b53bb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f7dd0d elementor-widget elementor-widget-html\" data-id=\"6f7dd0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section dir=\"rtl\" style=\"background-color:#000000; padding:90px 20px; text-align:center; width:100vw; position:relative; left:50%; right:50%; margin-left:-50vw; margin-right:-50vw; display:block;\">\r\n  <style>\r\n    .sh-hero-btn-outline{ transition: background-color .2s ease, color .2s ease; }\r\n    .sh-hero-btn-outline:hover{ background-color:#7AA84D !important; color:#ffffff !important; }\r\n    .sh-hero-btn-fill{ transition: background-color .2s ease, opacity .2s ease; }\r\n    .sh-hero-btn-fill:hover{ opacity:.88; }\r\n    section .sh-hero-eyebrow, section .sh-hero-heading, section .sh-hero-subtext, section .sh-hero-btn-outline, section .sh-hero-btn-fill{\r\n      font-family:'Montserrat', sans-serif !important;\r\n    }\r\n    @media (max-width: 600px) {\r\n      .sh-hero-section{ padding:60px 16px !important; }\r\n      .sh-hero-eyebrow{ font-size:12px !important; letter-spacing:1.5px !important; }\r\n      .sh-hero-heading{ font-size:32px !important; margin:0 0 14px !important; }\r\n      .sh-hero-subtext{ font-size:16px !important; margin:0 auto 28px !important; }\r\n      .sh-hero-btn-outline, .sh-hero-btn-fill{ padding:12px 24px !important; font-size:16px !important; width:100%; max-width:280px; text-align:center; }\r\n      .sh-hero-btns{ flex-direction:column !important; align-items:center; }\r\n    }\r\n  <\/style>\r\n  <p class=\"sh-hero-eyebrow\" style=\"color:#7AA84D; font-family:'Montserrat', sans-serif; font-size:14px; font-weight:600; letter-spacing:2px; text-transform:uppercase; margin:0 0 16px;\">\r\n    \u0623\u062f\u0648\u0627\u062a \u0634\u0631\u0627\u0643\u0629\r\n  <\/p>\r\n  <h1 class=\"sh-hero-heading\" style=\"color:#ffffff; font-family:'Montserrat', sans-serif; font-size:46px; font-weight:600; text-transform:uppercase; margin:0 0 18px; line-height:1.2;\">\r\n    \u062d\u0627\u0633\u0628\u0629 \u0634\u0631\u0627\u0643\u0629\r\n  <\/h1>\r\n  <p class=\"sh-hero-subtext\" style=\"color:#ffffff; font-family:'Montserrat', sans-serif; font-weight:600; font-size:22px; max-width:600px; margin:0 auto 36px; line-height:1.4;\">\r\n    \u0627\u062d\u0633\u0628 \u0642\u0633\u0637\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u062e\u0644\u0627\u0644 \u062b\u0648\u0627\u0646\u064d. \u0639\u062f\u0651\u0644 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0627\u0644\u0645\u062f\u0629 \u0648\u0627\u0644\u0645\u0639\u062f\u0644 \u0644\u0645\u0639\u0631\u0641\u0629 \u0645\u0627 \u064a\u0646\u0627\u0633\u0628 \u0623\u0639\u0645\u0627\u0644\u0643.\r\n  <\/p>\r\n  <div class=\"sh-hero-btns\" style=\"display:flex; justify-content:center; gap:16px; flex-wrap:wrap;\">\r\n    <a href=\"#shCalc\" class=\"sh-hero-btn-outline\" style=\"background-color:transparent; border:3px solid #7AA84D; color:#7AA84D; padding:14px 32px;  text-decoration:none; font-family:'Montserrat', sans-serif; font-weight:600; font-size:18px; text-transform:uppercase; display:inline-block;\">\r\n      \u0627\u0628\u062f\u0623 \u0627\u0644\u062d\u0633\u0627\u0628\r\n    <\/a>\r\n    <a href=\"https:\/\/sharakah.om\/ar\/%d9%8a%d8%aa%d9%82%d8%af%d9%85\/#apply\" class=\"sh-hero-btn-fill\" style=\"background-color:#7AA84D; border:3px solid #7AA84D; color:#ffffff; padding:14px 32px;  text-decoration:none; font-family:'Montserrat', sans-serif; font-weight:600; font-size:18px; text-transform:uppercase; display:inline-block;\">\r\n      \u0642\u062f\u0651\u0645 \u0627\u0644\u0622\u0646\r\n    <\/a>\r\n  <\/div>\r\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dd99864 e-ecs-flex e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"dd99864\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f25b87c elementor-widget elementor-widget-html\" data-id=\"f25b87c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@300;400;500;600&family=Tajawal:wght@300;400;500;700&display=swap\" rel=\"stylesheet\">\r\n\r\n<div class=\"sh-calc-page\" dir=\"rtl\" lang=\"ar\">\r\n\r\n    <h2 class=\"sh-calc-title\">\u062d\u0627\u0633\u0628\u0629 \u0634\u0631\u0627\u0643\u0629<\/h2>\r\n\r\n    <div class=\"sh-calc\" id=\"shCalc\">\r\n        <div class=\"sh-calc__grid\">\r\n\r\n            <!-- RIGHT (visually first): INPUTS -->\r\n            <div class=\"sh-panel sh-panel--form\">\r\n                <div class=\"sh-panel__kicker\">\r\n                    <h3>\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643<\/h3>\r\n                    <span>\u0627\u0644\u062e\u0637\u0648\u0629 1 \u0645\u0646 2<\/span>\r\n                <\/div>\r\n\r\n                <div class=\"sh-field\">\r\n                    <label for=\"shAmountNumber\">\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0637\u0644\u0648\u0628<\/label>\r\n                    <div class=\"sh-amount-box\">\r\n                        <span class=\"sh-amount-prefix\">\u0631.\u0639.<\/span>\r\n                        <input type=\"number\" id=\"shAmountNumber\" min=\"10000\" max=\"350000\" step=\"5000\" value=\"35000\">\r\n                    <\/div>\r\n                    <input type=\"range\" id=\"shAmount\" min=\"10000\" max=\"350000\" step=\"5000\" value=\"35000\">\r\n                    <div class=\"sh-range-note\">\u0645\u0646 \u062d\u062f \u0623\u062f\u0646\u0649 10,000 \u0631\u064a\u0627\u0644 \u0639\u0645\u0627\u0646\u064a \u0625\u0644\u0649 \u062d\u062f \u0623\u0642\u0635\u0649 350,000 \u0631\u064a\u0627\u0644 \u0639\u0645\u0627\u0646\u064a.<\/div>\r\n                <\/div>\r\n\r\n                <div class=\"sh-field\">\r\n                    <label for=\"shTenure\">\u0645\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 <span class=\"sh-value\" id=\"shTenureDisplay\">24 \u0634\u0647\u0631\u064b\u0627<\/span><\/label>\r\n                    <input type=\"range\" id=\"shTenure\" min=\"12\" max=\"72\" step=\"6\" value=\"24\">\r\n                    <div class=\"sh-range-labels\"><span>12 \u0634\u0647\u0631\u064b\u0627<\/span><span>72 \u0634\u0647\u0631\u064b\u0627<\/span><\/div>\r\n                <\/div>\r\n\r\n                <div class=\"sh-field\">\r\n                    <label for=\"shRate\">\u0645\u0639\u062f\u0644 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0625\u0631\u0634\u0627\u062f\u064a (\u0633\u0646\u0648\u064a\u064b\u0627) <span class=\"sh-value\" id=\"shRateDisplay\">5.50%<\/span><\/label>\r\n                    <input type=\"range\" id=\"shRate\" min=\"5\" max=\"7\" step=\"0.25\" value=\"5.5\">\r\n                    <div class=\"sh-range-labels\"><span>5%<\/span><span>7%<\/span><\/div>\r\n                <\/div>\r\n\r\n                <div class=\"sh-field sh-field--checkbox\">\r\n                    <label class=\"sh-checkbox\">\r\n                        <input type=\"checkbox\" id=\"shMoratorium\">\r\n                        <span>\u0647\u0644 \u062a\u0631\u063a\u0628 \u0628\u0625\u0636\u0627\u0641\u0629 \u0641\u062a\u0631\u0629 \u0633\u0645\u0627\u062d (\u062a\u0623\u062c\u064a\u0644 \u0627\u0644\u062f\u0641\u0639)\u061f<\/span>\r\n                    <\/label>\r\n                    <div class=\"sh-moratorium-extra\" id=\"shMoratoriumExtra\" hidden>\r\n                        <label for=\"shMoratoriumMonths\">\u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u0645\u0627\u062d <span class=\"sh-value\" id=\"shMoratoriumDisplay\">3 \u0623\u0634\u0647\u0631<\/span><\/label>\r\n                        <input type=\"range\" id=\"shMoratoriumMonths\" min=\"3\" max=\"6\" step=\"1\" value=\"3\">\r\n                        <div class=\"sh-range-labels\"><span>3 \u0623\u0634\u0647\u0631<\/span><span>6 \u0623\u0634\u0647\u0631<\/span><\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <!-- LEFT (visually second): LIVE ESTIMATE -->\r\n            <div class=\"sh-panel sh-panel--result\">\r\n                <p class=\"sh-result__label\">\u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a \u0627\u0644\u062a\u0642\u062f\u064a\u0631\u064a<\/p>\r\n                <div class=\"sh-result__value\">\r\n                    <span class=\"sh-currency\">\u0631.\u0639.<\/span>\r\n                    <strong id=\"shPaymentOut\">0.000<\/strong>\r\n                <\/div>\r\n\r\n                <div class=\"sh-result__row\"><span>\u0627\u0644\u0645\u0639\u062f\u0644 \u0627\u0644\u0625\u0631\u0634\u0627\u062f\u064a<\/span><strong id=\"shRateOut\">&mdash;<\/strong><\/div>\r\n                <div class=\"sh-result__row\"><span>\u0645\u062f\u0629 \u0627\u0644\u0633\u062f\u0627\u062f<\/span><strong id=\"shTenureOut\">&mdash;<\/strong><\/div>\r\n                <div class=\"sh-result__row\" id=\"shMoratoriumRow\" hidden><span>\u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u0645\u0627\u062d<\/span><strong id=\"shMoratoriumOut\">&mdash;<\/strong><\/div>\r\n\r\n                <a href=\"https:\/\/sharakah.om\/ar\/%d9%8a%d8%aa%d9%82%d8%af%d9%85\/#apply\" class=\"sh-btn sh-btn--block go-to-apply-tab\" id=\"shApplyBtn\"\r\n                   style=\"display:block !important; width:100% !important; box-sizing:border-box !important; margin:22px 0 0 !important; padding:15px 26px !important; background:#4F6C35 !important; color:#ffffff !important; font-family:'Tajawal','Montserrat',Arial,sans-serif !important; font-weight:600 !important; font-size:15px !important; text-align:center !important; text-decoration:none !important; border:none !important;  cursor:pointer !important; visibility:visible !important; opacity:1 !important;\">\u062a\u0642\u062f\u0651\u0645 \u0628\u0637\u0644\u0628\u0643 \u0627\u0644\u0622\u0646<\/a>\r\n\r\n                <button type=\"button\" class=\"sh-link-btn\" id=\"shScheduleToggle\">\u0639\u0631\u0636 \u062c\u062f\u0648\u0644 \u0627\u0644\u0633\u062f\u0627\u062f<\/button>\r\n\r\n                <div class=\"sh-schedule\" id=\"shSchedule\" hidden>\r\n                    <div class=\"sh-schedule__scroll\">\r\n                        <table class=\"sh-schedule__table\">\r\n                            <thead><tr><th>#<\/th><th>\u0627\u0644\u0642\u0633\u0637<\/th><th>\u0623\u0635\u0644 \u0627\u0644\u0645\u0628\u0644\u063a<\/th><th>\u0627\u0644\u0631\u0628\u062d<\/th><th>\u0627\u0644\u0631\u0635\u064a\u062f<\/th><\/tr><\/thead>\r\n                            <tbody id=\"shScheduleBody\"><\/tbody>\r\n                        <\/table>\r\n                    <\/div>\r\n                <\/div>\r\n\r\n                <p class=\"sh-disclaimer\">\u0647\u0630\u0627 \u062a\u0642\u062f\u064a\u0631 \u0625\u0631\u0634\u0627\u062f\u064a \u0641\u0642\u0637 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u064f\u062f\u062e\u0644\u0629 \u0623\u0639\u0644\u0627\u0647. \u064a\u062e\u0636\u0639 \u0627\u0644\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0639\u0644\u064a \u0648\u0645\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0634\u0631\u0648\u0637 \u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u0645\u0627\u062d \u0648\u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a \u0627\u0644\u0646\u0647\u0627\u0626\u064a \u0644\u062a\u0642\u064a\u064a\u0645 \u0634\u0631\u0627\u0643\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0648\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629.<\/p>\r\n            <\/div>\r\n\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\r\n<style>\r\n\/* ===========================================================\r\n   Sharakah Calculator \u2014 brand theme (Arabic \/ RTL)\r\n   Colours sourced from the Sharakah Brand Guidelines:\r\n     Banana Palm  #4F6C35  (primary brand colour)\r\n     Phantom      #39373B  (ink \/ body text)\r\n     Chinois Green#7C8C87\r\n     Ensign Blue  #384C67  (result accent)\r\n     Winter Sky   #A9C0CB\r\n     Barely Blue  #DDE0DF  (light background)\r\n     Dusty Aqua   #C0DCCD  (soft accent)\r\n   Typography: Tajawal (Arabic) \/ Montserrat (Latin, numerals)\r\n   =========================================================== *\/\r\n.sh-calc-page, .sh-calc-page *{\r\n    font-family:'Tajawal','Montserrat', -apple-system, BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif !important;\r\n}\r\n.sh-calc-page{\r\n    --sh-banana:#4F6C35;\r\n    --sh-banana-dark:#3d5429;\r\n    --sh-phantom:#39373B;\r\n    --sh-chinois:#7C8C87;\r\n    --sh-ensign:#384C67;\r\n    --sh-winter-sky:#A9C0CB;\r\n    --sh-barely-blue:#DDE0DF;\r\n    --sh-dusty-aqua:#C0DCCD;\r\n    --sh-muted:#6f7570;\r\n    --sh-line:#e4e8e4;\r\n\r\n    direction:rtl;\r\n    text-align:right;\r\n    color:var(--sh-phantom);\r\n    font-weight:400;\r\n    padding:56px 20px;\r\n\r\n    width:100vw;\r\n    position:relative;\r\n    left:50%;\r\n    right:50%;\r\n    margin-left:-50vw;\r\n    margin-right:-50vw;\r\n    box-sizing:border-box;\r\n}\r\n.sh-calc-page *,\r\n.sh-calc-page *::before,\r\n.sh-calc-page *::after{ box-sizing:border-box; }\r\n.sh-calc-page img{ max-width:100%; display:block; }\r\n.sh-calc-page a{ text-decoration:none; }\r\n.sh-calc-page h1,\r\n.sh-calc-page h2,\r\n.sh-calc-page h3{ margin:0; }\r\n.sh-calc-page a:focus-visible,\r\n.sh-calc-page button:focus-visible,\r\n.sh-calc-page input:focus-visible,\r\n.sh-calc-page summary:focus-visible{\r\n    outline:2px solid var(--sh-banana); outline-offset:3px; border-radius:4px;\r\n}\r\n\r\n.sh-calc-page h2.sh-calc-title{\r\n    text-align:center;\r\n    font-weight:700;\r\n    font-size:50px;\r\n    color:var(--sh-phantom);\r\n    margin:0 0 48px !important;\r\n    letter-spacing:0;\r\n}\r\n\r\n.sh-btn,\r\n.sh-btn:link,\r\n.sh-btn:visited,\r\na.sh-btn,\r\na.sh-btn:link,\r\na.sh-btn:visited,\r\n#shApplyBtn,\r\n#shApplyBtn:link,\r\n#shApplyBtn:visited{\r\n    border:none !important; border-radius:0 !important; padding:15px 26px !important; font-weight:600 !important;\r\n    font-size:.94rem !important; cursor:pointer !important; text-align:center !important; text-decoration:none !important;\r\n    transition:background .15s ease, transform .15s ease;\r\n    background:var(--sh-banana) !important; color:#fff !important;\r\n    box-shadow:none !important;\r\n    visibility:visible !important; opacity:1 !important; position:static !important;\r\n}\r\n.sh-btn:hover,\r\n.sh-btn:focus,\r\na.sh-btn:hover,\r\na.sh-btn:focus,\r\n#shApplyBtn:hover,\r\n#shApplyBtn:focus{ background:var(--sh-banana-dark) !important; color:#fff !important; transform:translateY(-1px); }\r\n.sh-btn--block,\r\n#shApplyBtn,\r\n#shApplyBtn.sh-btn--block{ display:block !important; width:100% !important; margin-top:22px !important; }\r\n\r\n.sh-calc{ max-width:1000px; margin:0 auto; }\r\n@media (min-width:1600px){\r\n    .sh-calc{ max-width:1160px; }\r\n}\r\n.sh-calc__grid{\r\n    display:grid; grid-template-columns:1fr 1.05fr;\r\n    overflow:hidden; background:#fff;\r\n    box-shadow:0 24px 60px -24px rgba(57,55,59,.35), 0 0 0 1px var(--sh-line);\r\n}\r\n.sh-panel{ padding:40px 36px; }\r\n.sh-panel--form{ background:#f6f8f6; border-left:1px solid var(--sh-line); }\r\n.sh-panel--result{ background:#ffffff; text-align:center; }\r\n\r\n.sh-panel__kicker{ display:flex; align-items:center; justify-content:space-between; margin-bottom:24px; }\r\n.sh-panel__kicker h3{ font-size:1.05rem; font-weight:500; }\r\n.sh-panel__kicker span{ font-size:.72rem; color:var(--sh-muted); font-weight:400; background:var(--sh-dusty-aqua);  padding:4px 10px; }\r\n\r\n.sh-field{ margin-bottom:24px; text-align:right; }\r\n.sh-field:last-child{ margin-bottom:0; }\r\n.sh-field>label{ display:flex; justify-content:space-between; align-items:center; font-weight:500; font-size:.92rem; margin-bottom:10px; }\r\n.sh-value{ color:var(--sh-banana); font-weight:500; }\r\n\r\n.sh-amount-box{\r\n    display:flex; align-items:center; border:1px solid var(--sh-line);\r\n overflow:hidden; background:#fff; margin-bottom:10px;\r\n}\r\n.sh-amount-prefix{ padding:13px 14px; background:var(--sh-dusty-aqua); color:var(--sh-banana-dark); font-weight:600; font-size:.86rem; border-left:1px solid var(--sh-line); letter-spacing:0; }\r\n.sh-amount-box input[type=\"number\"]{ flex:1; border:none; padding:13px 14px; font-size:1.15rem; font-weight:600; color:var(--sh-phantom); background:transparent; width:100%; text-align:right; }\r\n.sh-amount-box input[type=\"number\"]:focus{ outline:none; }\r\n\r\n.sh-field input[type=\"range\"]{ -webkit-appearance:none; appearance:none; width:100%; height:6px;  background:var(--sh-line); outline:none; }\r\n.sh-field input[type=\"range\"]::-webkit-slider-thumb{ -webkit-appearance:none; appearance:none; width:20px; height:20px; border-radius:50%; background:var(--sh-banana); border:3px solid #fff; box-shadow:0 2px 6px rgba(0,0,0,.25); cursor:pointer; margin-top:-7px; }\r\n.sh-field input[type=\"range\"]::-moz-range-thumb{ width:20px; height:20px; border-radius:50%; background:var(--sh-banana); border:3px solid #fff; box-shadow:0 2px 6px rgba(0,0,0,.25); cursor:pointer; border:none; }\r\n.sh-field input[type=\"range\"]::-moz-range-track{ height:6px; border-radius:999px; background:var(--sh-line); }\r\n.sh-range-note{ font-size:.78rem; color:var(--sh-muted); margin-top:8px; font-weight:400; }\r\n.sh-range-labels{ display:flex; justify-content:space-between; font-size:.76rem; color:var(--sh-muted); margin-top:6px; font-weight:400; }\r\n\r\n.sh-field--checkbox{ padding-top:6px; border-top:1px solid var(--sh-line); }\r\n.sh-checkbox{ display:flex; align-items:center; gap:10px; font-weight:500; font-size:.9rem; cursor:pointer; }\r\n.sh-checkbox input[type=\"checkbox\"]{ width:18px; height:18px; accent-color:var(--sh-banana); cursor:pointer; }\r\n.sh-moratorium-extra{ margin-top:18px; padding:16px; background:var(--sh-dusty-aqua); border-radius:12px; }\r\n\r\n.sh-result__label{ margin:0 0 6px; font-size:.86rem; color:var(--sh-muted); font-weight:400; text-transform:none; letter-spacing:0; }\r\n.sh-result__value{ margin-bottom:20px; }\r\n.sh-currency{ font-size:1rem; color:var(--sh-muted); font-weight:600; vertical-align:middle; margin-left:6px; }\r\n.sh-result__value strong{ font-size:2.5rem; color:var(--sh-ensign); font-weight:600; }\r\n\r\n.sh-result__row{ display:flex; justify-content:space-between; align-items:center; padding:13px 4px; border-bottom:1px solid var(--sh-line); font-size:.9rem; color:var(--sh-muted); text-align:right; font-weight:400; }\r\n.sh-result__row strong{ color:var(--sh-phantom); font-weight:400; }\r\n.sh-result__row:last-of-type{ border-bottom:none; }\r\n\r\n.sh-link-btn{ display:block; width:100%; margin-top:12px; background:none; border:none; color:var(--sh-ensign); font-weight:500; font-size:.86rem; cursor:pointer; padding:6px; text-decoration:underline; text-underline-offset:3px; }\r\n.sh-link-btn:hover{ color:var(--sh-banana-dark); }\r\n\r\n.sh-schedule{ margin-top:16px; text-align:right; }\r\n.sh-schedule__scroll{ max-height:230px; overflow-y:auto; border:1px solid var(--sh-line); border-radius:12px; }\r\n.sh-schedule__table{ width:100%; border-collapse:collapse; font-size:.78rem; font-weight:400; }\r\n.sh-schedule__table th, .sh-schedule__table td{ padding:9px 10px; text-align:left; border-bottom:1px solid var(--sh-line); white-space:nowrap; }\r\n.sh-schedule__table th:first-child, .sh-schedule__table td:first-child{ text-align:right; }\r\n.sh-schedule__table thead th{ background:var(--sh-dusty-aqua); color:var(--sh-banana-dark); position:sticky; top:0; font-weight:600; }\r\n.sh-schedule__table tbody tr:last-child td{ border-bottom:none; }\r\n\r\n.sh-disclaimer{ font-size:.74rem; color:var(--sh-muted); line-height:1.7; margin:22px 0 0; text-align:right; font-weight:400; }\r\n\r\n\/* ===== Responsive ===== *\/\r\n@media (max-width:900px){\r\n    .sh-calc-page{ padding:40px 16px; }\r\n    .sh-calc__grid{ grid-template-columns:1fr; }\r\n    .sh-panel--form{ border-left:none; border-bottom:1px solid var(--sh-line); }\r\n}\r\n@media (max-width:600px){\r\n    .sh-calc-page{ padding:32px 12px; }\r\n    .sh-calc-page h2.sh-calc-title{ font-size:34px; margin:0 0 32px !important; }\r\n    .sh-panel{ padding:28px 22px; }\r\n    .sh-panel__kicker{ flex-wrap:wrap; gap:8px; }\r\n    .sh-result__value strong{ font-size:2.1rem; }\r\n    .sh-amount-box input[type=\"number\"]{ font-size:1.05rem; }\r\n}\r\n@media (max-width:480px){\r\n    .sh-calc-page{ padding:24px 10px; }\r\n    .sh-panel{ padding:22px 16px; }\r\n    .sh-calc-page h2.sh-calc-title{ font-size:28px; margin:0 0 24px !important; }\r\n    .sh-btn{ padding:13px 20px !important; font-size:.9rem !important; }\r\n}\r\n\r\n<\/style>\r\n\r\n<script>\r\n(function () {\r\n    'use strict';\r\n\r\n    var CONFIG = {\r\n        amount:      { min: 10000, max: 350000, step: 5000, default: 35000 },\r\n        tenure:      { min: 12,    max: 72,     step: 6,    default: 24 },\r\n        rate:        { min: 5,     max: 7,      step: 0.25, default: 5.5 },\r\n        moratorium:  { min: 3,     max: 6,      step: 1,    default: 3 },\r\n        calculationMethod: 'flat_rate'\r\n    };\r\n\r\n    var root = document.getElementById('shCalc');\r\n    if (!root) return;\r\n\r\n    var amountRangeEl = document.getElementById('shAmount');\r\n    var amountNumberEl = document.getElementById('shAmountNumber');\r\n    var tenureEl = document.getElementById('shTenure');\r\n    var rateEl = document.getElementById('shRate');\r\n    var moratoriumCheckEl = document.getElementById('shMoratorium');\r\n    var moratoriumExtra = document.getElementById('shMoratoriumExtra');\r\n    var moratoriumMonthsEl = document.getElementById('shMoratoriumMonths');\r\n\r\n    var paymentOut = document.getElementById('shPaymentOut');\r\n    var rateOut = document.getElementById('shRateOut');\r\n    var tenureOut = document.getElementById('shTenureOut');\r\n    var moratoriumRow = document.getElementById('shMoratoriumRow');\r\n    var moratoriumOut = document.getElementById('shMoratoriumOut');\r\n\r\n    var scheduleToggle = document.getElementById('shScheduleToggle');\r\n    var scheduleBox = document.getElementById('shSchedule');\r\n    var scheduleBody = document.getElementById('shScheduleBody');\r\n\r\n    function fmtOMR(n) {\r\n        return n.toLocaleString('en-US', { minimumFractionDigits: 3, maximumFractionDigits: 3 });\r\n    }\r\n\r\n    function syncAmountFromRange() {\r\n        amountNumberEl.value = amountRangeEl.value;\r\n    }\r\n    function syncAmountFromNumber() {\r\n        var v = parseInt(amountNumberEl.value, 10);\r\n        if (isNaN(v)) return;\r\n        if (v < CONFIG.amount.min) v = CONFIG.amount.min;\r\n        if (v > CONFIG.amount.max) v = CONFIG.amount.max;\r\n        amountRangeEl.value = v;\r\n    }\r\n    function syncTenureLabel() {\r\n        document.getElementById('shTenureDisplay').textContent = tenureEl.value + ' \u0634\u0647\u0631\u064b\u0627';\r\n    }\r\n    function syncRateLabel() {\r\n        document.getElementById('shRateDisplay').textContent = parseFloat(rateEl.value).toFixed(2) + '%';\r\n    }\r\n    function syncMoratoriumLabel() {\r\n        document.getElementById('shMoratoriumDisplay').textContent = moratoriumMonthsEl.value + ' \u0623\u0634\u0647\u0631';\r\n    }\r\n\r\n    function calcFlatRate(principal, annualRatePct, months) {\r\n        var profit = principal * (annualRatePct \/ 100) * (months \/ 12);\r\n        return { payment: (principal + profit) \/ months, profit: profit };\r\n    }\r\n    function calcReducingBalance(principal, annualRatePct, months) {\r\n        var r = annualRatePct \/ 100 \/ 12;\r\n        var payment;\r\n        if (r === 0) {\r\n            payment = principal \/ months;\r\n        } else {\r\n            var factor = Math.pow(1 + r, months);\r\n            payment = principal * r * factor \/ (factor - 1);\r\n        }\r\n        return { payment: payment, profit: (payment * months) - principal };\r\n    }\r\n    function calcMonthlyPayment(principal, annualRatePct, months) {\r\n        return CONFIG.calculationMethod === 'reducing_balance'\r\n            ? calcReducingBalance(principal, annualRatePct, months)\r\n            : calcFlatRate(principal, annualRatePct, months);\r\n    }\r\n\r\n    function buildSchedule(principal, annualRatePct, months, moratoriumMonths) {\r\n        scheduleBody.innerHTML = '';\r\n        var repayMonths = Math.max(months - moratoriumMonths, 1);\r\n        var result = calcMonthlyPayment(principal, annualRatePct, repayMonths);\r\n        var payment = result.payment;\r\n        var principalPerMonth = principal \/ repayMonths;\r\n        var profitPerMonth = payment - principalPerMonth;\r\n        var balance = principal;\r\n        var rows = [];\r\n\r\n        for (var m = 1; m <= moratoriumMonths; m++) {\r\n            rows.push('<tr><td>' + m + ' (\u0633\u0645\u0627\u062d)<\/td><td>0.000<\/td><td>0.000<\/td><td>0.000<\/td><td>' + fmtOMR(balance) + '<\/td><\/tr>');\r\n        }\r\n        for (var i = 1; i <= repayMonths; i++) {\r\n            balance -= principalPerMonth;\r\n            if (balance < 0) balance = 0;\r\n            rows.push('<tr><td>' + (moratoriumMonths + i) + '<\/td><td>' + fmtOMR(payment) + '<\/td><td>' + fmtOMR(principalPerMonth) + '<\/td><td>' + fmtOMR(profitPerMonth) + '<\/td><td>' + fmtOMR(balance) + '<\/td><\/tr>');\r\n        }\r\n        scheduleBody.innerHTML = rows.join('');\r\n    }\r\n\r\n    function computeAndRender() {\r\n        var amount = parseFloat(amountRangeEl.value);\r\n        var tenure = parseInt(tenureEl.value, 10);\r\n        var rate = parseFloat(rateEl.value);\r\n        var moratoriumOn = moratoriumCheckEl.checked;\r\n        var moratoriumMonths = moratoriumOn ? parseInt(moratoriumMonthsEl.value, 10) : 0;\r\n\r\n        var repayMonths = Math.max(tenure - moratoriumMonths, 1);\r\n        var result = calcMonthlyPayment(amount, rate, repayMonths);\r\n\r\n        paymentOut.textContent = fmtOMR(result.payment);\r\n        rateOut.textContent = rate.toFixed(2) + '%';\r\n        tenureOut.textContent = tenure + ' \u0634\u0647\u0631\u064b\u0627';\r\n\r\n        if (moratoriumOn) {\r\n            moratoriumRow.hidden = false;\r\n            moratoriumOut.textContent = moratoriumMonths + ' \u0623\u0634\u0647\u0631 (\u062a\u0623\u062c\u064a\u0644 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649)';\r\n        } else {\r\n            moratoriumRow.hidden = true;\r\n        }\r\n\r\n        if (!scheduleBox.hidden) {\r\n            buildSchedule(amount, rate, tenure, moratoriumMonths);\r\n        }\r\n    }\r\n\r\n    amountRangeEl.addEventListener('input', function () { syncAmountFromRange(); computeAndRender(); });\r\n    amountNumberEl.addEventListener('input', function () { syncAmountFromNumber(); computeAndRender(); });\r\n    tenureEl.addEventListener('input', function () { syncTenureLabel(); computeAndRender(); });\r\n    rateEl.addEventListener('input', function () { syncRateLabel(); computeAndRender(); });\r\n    moratoriumMonthsEl.addEventListener('input', function () { syncMoratoriumLabel(); computeAndRender(); });\r\n\r\n    moratoriumCheckEl.addEventListener('change', function () {\r\n        moratoriumExtra.hidden = !moratoriumCheckEl.checked;\r\n        computeAndRender();\r\n    });\r\n\r\n    scheduleToggle.addEventListener('click', function () {\r\n        var show = scheduleBox.hidden;\r\n        scheduleBox.hidden = !show;\r\n        scheduleToggle.textContent = show ? '\u0625\u062e\u0641\u0627\u0621 \u062c\u062f\u0648\u0644 \u0627\u0644\u0633\u062f\u0627\u062f' : '\u0639\u0631\u0636 \u062c\u062f\u0648\u0644 \u0627\u0644\u0633\u062f\u0627\u062f';\r\n        if (show) computeAndRender();\r\n    });\r\n\r\n    syncAmountFromRange();\r\n    syncTenureLabel();\r\n    syncRateLabel();\r\n    syncMoratoriumLabel();\r\n    computeAndRender();\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u0623\u062f\u0648\u0627\u062a \u0634\u0631\u0627\u0643\u0629 \u062d\u0627\u0633\u0628\u0629 \u0634\u0631\u0627\u0643\u0629 \u0627\u062d\u0633\u0628 \u0642\u0633\u0637\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u062e\u0644\u0627\u0644 \u062b\u0648\u0627\u0646\u064d. \u0639\u062f\u0651\u0644 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0627\u0644\u0645\u062f\u0629 \u0648\u0627\u0644\u0645\u0639\u062f\u0644 \u0644\u0645\u0639\u0631\u0641\u0629 \u0645\u0627 \u064a\u0646\u0627\u0633\u0628 \u0623\u0639\u0645\u0627\u0644\u0643. \u0627\u0628\u062f\u0623 \u0627\u0644\u062d\u0633\u0627\u0628 \u0642\u062f\u0651\u0645 \u0627\u0644\u0622\u0646 \u062d\u0627\u0633\u0628\u0629 \u0634\u0631\u0627\u0643\u0629 \u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0627\u0644\u062e\u0637\u0648\u0629 1 \u0645\u0646 2 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0631.\u0639. \u0645\u0646 \u062d\u062f \u0623\u062f\u0646\u0649 10,000 \u0631\u064a\u0627\u0644 \u0639\u0645\u0627\u0646\u064a \u0625\u0644\u0649 \u062d\u062f \u0623\u0642\u0635\u0649 350,000 \u0631\u064a\u0627\u0644 \u0639\u0645\u0627\u0646\u064a. \u0645\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 24 \u0634\u0647\u0631\u064b\u0627 12 \u0634\u0647\u0631\u064b\u062772 \u0634\u0647\u0631\u064b\u0627 \u0645\u0639\u062f\u0644 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0625\u0631\u0634\u0627\u062f\u064a (\u0633\u0646\u0648\u064a\u064b\u0627) 5.50% 5%7% \u0647\u0644 \u062a\u0631\u063a\u0628 \u0628\u0625\u0636\u0627\u0641\u0629 \u0641\u062a\u0631\u0629 \u0633\u0645\u0627\u062d (\u062a\u0623\u062c\u064a\u0644 \u0627\u0644\u062f\u0641\u0639)\u061f \u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u0645\u0627\u062d 3 \u0623\u0634\u0647\u0631 3 \u0623\u0634\u0647\u06316 \u0623\u0634\u0647\u0631 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a \u0627\u0644\u062a\u0642\u062f\u064a\u0631\u064a \u0631.\u0639. 0.000 \u0627\u0644\u0645\u0639\u062f\u0644 \u0627\u0644\u0625\u0631\u0634\u0627\u062f\u064a&mdash; \u0645\u062f\u0629 \u0627\u0644\u0633\u062f\u0627\u062f&mdash; \u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u0645\u0627\u062d&mdash; \u062a\u0642\u062f\u0651\u0645 \u0628\u0637\u0644\u0628\u0643 \u0627\u0644\u0622\u0646 \u0639\u0631\u0636 \u062c\u062f\u0648\u0644 \u0627\u0644\u0633\u062f\u0627\u062f # \u0627\u0644\u0642\u0633\u0637 \u0623\u0635\u0644 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0631\u0635\u064a\u062f \u0647\u0630\u0627 \u062a\u0642\u062f\u064a\u0631 \u0625\u0631\u0634\u0627\u062f\u064a \u0641\u0642\u0637 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u064f\u062f\u062e\u0644\u0629 \u0623\u0639\u0644\u0627\u0647. \u064a\u062e\u0636\u0639 \u0627\u0644\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0639\u0644\u064a \u0648\u0645\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0634\u0631\u0648\u0637 \u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u0645\u0627\u062d \u0648\u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a \u0627\u0644\u0646\u0647\u0627\u0626\u064a \u0644\u062a\u0642\u064a\u064a\u0645 \u0634\u0631\u0627\u0643\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a 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